Man, it’s just shit. Life should be of higher value than an object, even if it’s a really cool object or useful. You beating someone for taking something is a bigger problem then things being taken. You can’t commit a crime because someone else also committed a crime first. Get it?
What’s really lost in this whole conversation is how its… 2025 and almost nobody walks around with cash anymore?
You can literally call your bank and credit card companies and have all your cards cancelled and locked within minutes? Any money spent by the thief will be returned to your accounts?
If it’s your phone stolen instead of your wallet… You didn’t have it set to be locked or auto-lock when theft is detected? You didn’t have find your device set up? You don’t have it set to be able to be remotely wiped? Pretty sure you can also get your phone insured for theft.
One of the few valuable things Tyler Durden said in Fight Club was “You are not the contents of your wallet. You are not the car you drive. You are not your fucking khakis.” Yet Americans still love to extend the concept of who they are to the things they own.
Insurance exists to allow thieves to get off with your stuff with no recourse? Ignoring anything that could be unrecoverable ~ and that insurance is overpriced for it.
Gosh I guess that means we should get rid of insurance for things like natural disasters, too, since often your home is unrecoverable in the event of a hurricane, volcano, or some other event with no recourse.
Man, it’s just shit. Life should be of higher value than an object, even if it’s a really cool object or useful. You beating someone for taking something is a bigger problem then things being taken. You can’t commit a crime because someone else also committed a crime first. Get it?
Quite simply, that should be the thief’s decision to make. It’s their risk to undertake, it was their decision to make that choice to rob and steal.
Legality is not morality.
What’s really lost in this whole conversation is how its… 2025 and almost nobody walks around with cash anymore?
You can literally call your bank and credit card companies and have all your cards cancelled and locked within minutes? Any money spent by the thief will be returned to your accounts?
If it’s your phone stolen instead of your wallet… You didn’t have it set to be locked or auto-lock when theft is detected? You didn’t have find your device set up? You don’t have it set to be able to be remotely wiped? Pretty sure you can also get your phone insured for theft.
One of the few valuable things Tyler Durden said in Fight Club was “You are not the contents of your wallet. You are not the car you drive. You are not your fucking khakis.” Yet Americans still love to extend the concept of who they are to the things they own.
People are fucking unhinged, man.
No individual should be expected to use insurance to protect themselves from theft as a solution to it. That’s a crazy take.
That’s literally why insurance exists and is a foundational principle in most modern societies, but uhm, go ahead and keep living in the stone age.
Insurance exists to allow thieves to get off with your stuff with no recourse? Ignoring anything that could be unrecoverable ~ and that insurance is overpriced for it.
Gosh I guess that means we should get rid of insurance for things like natural disasters, too, since often your home is unrecoverable in the event of a hurricane, volcano, or some other event with no recourse.
Lmao
At no point did I argue insurance shouldn’t exist. I said they shouldn’t be expected to use it as such
Yet insurance for theft exists because it continues to be a thing that happens. ¯\_(ツ)_/¯
Are you intentionally ignoring what I’m trying to say?
Insurance is to spread out risk over time to prevent ruinous losses. So every time you make a claim, your rates will go up.