

To be honest, I want to do a calculation how much it would take to live without a job but baking/cooking everything from scratch, and other simplified life things.
I feel like most retirement calculators assume you’re going to be living exactly as you were, but food, transportation, many living costs are higher to save time that a job takes up. So it’s partially a self-reinforcing cycle.
Instead, I think in retirement my costs would go away down, and I’d at the same time be doing things that feel meaningful, like baking my own bread. But maybe I’m delusional.
Also 2016, that was a big one.