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Joined 2 years ago
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Cake day: June 10th, 2023

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  • Thankfully most of my investments are in GICs (Guaranteed Investment Certificates) which are Canadian investments with a guaranteed return. Interest rates were jacked up recently and these were giving guaranteed returns of 5%+ which I thought was good enough. They’ve dropped to about 2.5% and I was thinking of moving more money into mutual funds. Good thing I didn’t.

    The only mutual fund I bought into is mostly based around US stocks. I bought in at $13.20 per unit and its now worth $12.40 per unit so a loss of $0.80 per unit. I have 800 units so that’s currently a total loss of $640. At its height it was about $14.50 per unit which would have meant a total gain of $1,000. Even if the value dropped to $0 I’d still have plenty of savings so I’m not worried!



  • Quebec government, specifically. Other provinces only require government services to be provided in both French and English but private businesses can mostly do what they want. Quebec requires private business to be conducted in French unless the customer requests service in a different language. Any non-French text or speech made to a customer before they request it can be seen as a violation. They can be a little overzealous at times.