The bad take I was referring to was OP claiming the mortgage payment would be lower than the rent payment. In the US this is almost never the case. Edit: we have fixed rate mortgages in the US. My payment will only go up because of taxes or insurance.

It isn’t just that, a ton of subs are complete garbage now. Dumb meme? 15k upvotes.

Fudging the numbers a bit, but let’s say I’m paying $3000/mo for a mortgage. Brokers tell me I can afford $10,000/mo.

I cannot afford $10,000/mo.

Mortgage payments are almost never lower than rent unless you are seriously downgrading

Bad take. In my situation it went from us paying $1900 in rent to paying $4500 in mortgage.